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401(k) Rollover Dublin, CA

401k in DublinAre you trying to understand what a 401(k) rollover in Dublin, CA is? A 401(k) plan is a retirement savings arrangement sponsored by your employer, which allows you to save and invest a piece of your paycheck before taxes are taken out. When you switch jobs or retire, your options are: leave the money, take the cash, transfer it to another employer plan, or opt for a 401(k) rollover in Dublin, CA.

Many workers depend on their 401(k) plan to provide for them in their retirement years, and a 401(k) rollover in Dublin, CA is a great way for them to potentially lower fees when they leave their job. By choosing a 401(k) rollover in Dublin, CA over other options, your money can continue growing tax-deferred until you receive distributions in retirement.

What Is a 401(k) Rollover in Dublin, CA?

A 401(k) rollover in Dublin, CA is when you direct the transfer of the money in your retirement account to either an individual retirement arrangement (IRA) or a new plan. If you’re leaving your job for a new employer, a 401(k) rollover in Dublin, CA can be a wise option. When your 401(k) plan has a high expense ratio, you can roll it over to a fee-free IRA and save substantial amounts of money.

The Internal Revenue Service (IRS) will give you 60 days from the date you receive an IRA or retirement plan distribution to complete a 401(k) rollover in Dublin, CA. You’re only allowed one 401(k) rollover in Dublin, CA per 12-month period. Learn more here:

How to Do a 401(k) Rollover in Dublin, CA

Are you planning on doing a 401(k) rollover in Dublin, CA? Here’s how you can get started on your 401(k) rollover in Dublin, CA:

Decide where you want to roll over your money to.

Before you begin your 401(k) rollover in Dublin, CA, you should decide on where you want the money to go. Do you want to roll over your money to a certain brokerage or bank? If you already have an IRA, you may be able to consolidate the money.

Choose an IRA provider for your 401(k) rollover in Dublin, CA.

To choose an IRA provider for your 401(k) rollover in Dublin, CA, start by knowing your investing style. The IRA provider you choose for your 401(k) rollover in Dublin, CA should depend on whether you prefer to be hands-off with your investments or if you want to actively manage them.

If you’re not interested in choosing individual investments, work with the IRA provider for your 401(k) rollover in Dublin, CA that can help you create a well-diversified portfolio that runs largely on its own. However, if you want to build and manage your portfolio, the ideal IRA provider for your 401(k) rollover in Dublin, CA would be a broker who gives you the freedom to buy and sell.

Open your account.

After you’ve decided on the IRA provider you want for your 401(k) rollover in Dublin, CA, it’s time to open your account. To avoid complications, follow the instructions provided by your IRA institution exactly.

Begin the process for your 401(k) rollover in Dublin, CA.

Once you’ve set up your IRA account, you’ll likely be asked to contact your 401(k) administrator. Ask them for a direct 401(k) rollover in Dublin, CA. This means that the administrators of your 401(k) plan will cut a check directly to your new account, not to you personally.

Remember the 60-day rule of your 401(k) rollover in Dublin, CA.

From the date you receive your retirement plan distribution, you have 60 days to complete your 401(k) rollover in Dublin, CA. Otherwise, it will be a traditional taxable event.

Learn More About How to Do a 401(k) Rollover in Dublin, CA

For more information on the process of a 401(k) rollover, Dublin, CA residents can turn to Platinum Retirement Solutions. We’ll help you determine whether a 401(k) rollover in Dublin, CA is the right move for you!

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Some people think retirement is a long way off, so they postpone preparing for it for as long as they could. However, retirement is a reality for everyone. If you want to retain your financial independence and lead a comfortable life even when you are no longer earning, turning to Platinum Retirement Solutions for help with retirement is the best course of action.

Platinum Retirement Solutions is dedicated to helping people from all walks of life meet their financial needs. Whether you are planning for retirement or are already enjoying the fruits of it, our professionals can help identify the strategy that is best suited to your financial situation. Those who enlist our service can have peace of mind knowing they are working with a knowledgeable and well-equipped team.

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We perform with two goals in mind: to help our clients create and grow their wealth and to assist them in protecting and preserving their life savings. Our team is ready to design a plan for you that will outline how you can distribute your life savings during life and at death in the most tax-advantageous way.

When you depend on us, we can help you in the following:

  • Making sure you do not outlive your income during retirement
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  • Making sure that your IRA is not an IOU to the IRS

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Our promise is to advise and inform you in a non-sales fashion and environment. That is because we want you to be empowered and educated, not pressured and sold. When you work with us, our team will learn as much as we can about your situation, goals, and vision for retirement. This way, we can be more effective in helping you get from where you are to where you want to be.

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Our president, Mark Truttman, puts a premium on the satisfaction of our clients. This is why he acts only in their best interests and works hard to deliver them the best possible results. For more than 24 years, he has been working with hundreds of people, providing solutions to their estate and monetary needs and steering them toward financial security.

Mark has been part of different financial workshops in Northern California, where he has spoken to a variety of individuals. He is also affiliated with many organizations, including the Society of Certified Senior Advisorʼs, State of California Department of Insurance, Life Underwriterʼs Training Council, and Better Business Bureau.

Born and raised in San Jose, California, he currently lives in Livermore with his wife Terri and is father to two daughters, Jamie and Bryanne. He enjoys fishing, hunting trips, and other outdoor adventures with his friends and family when he is not busy working.

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Since 1991, Platinum Retirement Solutions has been helping clients throughout the greater Bay area bring their financial goals to fruition through insurance products. Our more than 20 years of experience and commitment to excellence have earned us a stellar reputation in the financial and retirement planning industry.

We have also been able to build and nurture lasting relationships with our clients because of our dedicated and friendly staff. When you turn to us for financial planning assistance, you can expect we will take the time to patiently listen to your concerns and understand your circumstances.

Work With Our One of Our Financial Professionals

You may be inclined to put off and worry about retirement planning later, especially if you are young. However, if you do this, you might find you and your family in a less ideal situation in the future. For your benefit and peace of mind, begin planning for retirement with help from Platinum Retirement Solutions.

Our team will leverage every possible resource and walk with you every step of the way so you can retire confidently. Contact us at 408-241-0017 today!

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