The Preview

A turbulent economy will push investors to find predictable income sources to help offset the volatility, but how many options are out there? The truth is many investments appear to be a guaranteed source of income but actually aren’t. Let’s identify things that people commonly confuse with predictable income and help identify options you can depend on.

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The Game Plan

The ultimate goal for every retiree is having predictable income that they can rely on every month so that they never have to worry about running out of money.

That’s probably even more true when you experience a market crash like we’ve seen in 2020 so let’s talk about that topic on this episode of the Retirement Game Plan. If we can help you understand the risks involved in investments that are typically viewed as safe income-generating options, then you’ll already be ahead of the game.

So we’ll start with a few things that people commonly confuse with predictable income. Have you considered one of these options as a way to guarantee yourself income?

• Rental income
• Variable annuities
• Stock dividends
• Bonds

From there, let’s look at annuities and talk about why these can actually provide predictable income. They aren’t going to work for everyone’s situation and goals, but it’s something we use with clients often to build income in retirement.

As we’ve talked about for many years, the goal is to provide income-generating tools that you can rely and that’s why this conversation is so important.

Listen to the full episode in the player above or check out the timestamps below to hear Mark’s answer to a specific question.

The Plays

0:21 – Examples of things that people confuse with predictable income

3:32 – Another myth is the bond accounts.

4:17 – Are stock dividends a guarantee?

6:10 – Is there guaranteed income?

8:42 – An example about a portfolio that doesn’t make sense for a retiree.

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J. Mark Truttman: Published Author of

Retirement Roulette: Are You Putting Your Retirement Years at Risk?